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Insurers' Use of Credit Scores Faces Renewed Scrutiny by Regulators
National News • March 17, 2009
The National Association of Insurance Commissioners (NAIC) has adopted a proposal to review the use of credit-based insurance scoring.
The NAIC said it will convene a public hearing to take ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: credit score | Mike F | Mar 23, 2009, 7:14 pm |
| No I think it's wtfchuck | Lawyer | Mar 23, 2009, 4:26 pm |
| Credit Scoring and Ratings | Realist | Mar 23, 2009, 4:17 pm |
| RE: RE: RE: Credit Scoring and Ratings | wudchuck | Mar 23, 2009, 4:04 pm |
| RE: RE: RE: RE: Credit Scoring and Ratings | AGENCY PRINCIPLE | Mar 23, 2009, 1:08 pm |
| RE: RE: RE: Credit Scoring and Ratings | adirondacker | Mar 23, 2009, 12:54 pm |
| RE: RE: Credit Scoring and Ratings | wudchuck | Mar 23, 2009, 11:52 am |
| RE: Credit Scoring and Ratings | Adirondacker | Mar 23, 2009, 11:21 am |
| Credit Scoring and Ratings | Roger | Mar 23, 2009, 9:51 am |
| RE: RE: ... but it's not my fault that I have 10 speeding ti | Stat Guy | Mar 20, 2009, 7:37 am |
| RE: ... but it's not my fault that I have 10 speeding ticket | NotSmartNuff | Mar 18, 2009, 2:05 pm |
| ... but it's not my fault that I have 10 speeding tickets... | Adirondacker | Mar 18, 2009, 12:28 pm |
| RE: RE: RE: future claims | Stat Guy | Mar 18, 2009, 11:32 am |
| RE: RE: future claims | wudchuck | Mar 18, 2009, 11:00 am |
| RE: CREDIT SCORING | zam boot | Mar 18, 2009, 10:24 am |
| JUST ANOTHER BAILOUT | Bill | Mar 18, 2009, 9:46 am |
| RE: future claims | Stat Guy | Mar 18, 2009, 7:45 am |
| RE: Credit Scoring and the Criminal | NotSmartNuff | Mar 17, 2009, 5:28 pm |
| use of credit scores and pricing | Fred Revello | Mar 17, 2009, 5:23 pm |
| Credit Scoring and the Criminal | Reverend-CPCU,CLU,FLMI | Mar 17, 2009, 4:29 pm |
| RE: Okay, they now want to bankrupt the insurance industry | Kool-Aid Vendor | Mar 17, 2009, 4:28 pm |
| statistics | wudchuck | Mar 17, 2009, 4:24 pm |
| RE: Cadoo - It's easy really...12:48 PM | Really Quite Simple | Mar 17, 2009, 4:24 pm |
| RE: Okay, they now want to bankrupt the insurance industry | Expert | Mar 17, 2009, 4:18 pm |
| Wudcheck- nothing's perfect | Realist | Mar 17, 2009, 2:29 pm |
| GEICO & PGR Direct & credit scoring | Rick | Mar 17, 2009, 2:24 pm |
| credit score | wudchuck | Mar 17, 2009, 2:21 pm |
| Okay, they now want to bankrupt the insurance industry | EGoyle | Mar 17, 2009, 1:48 pm |
| RE: It's easy really... | Bluemax | Mar 17, 2009, 1:48 pm |
| RE: Throw reality and common sense out of the window | nobody important | Mar 17, 2009, 1:46 pm |
| CREDIT SCORING | AGENCY PRINCIPLE | Mar 17, 2009, 1:44 pm |
| Throw reality and common sense out of the window | Realist | Mar 17, 2009, 1:40 pm |
| RE: RE: It's easy really... | Mandy | Mar 17, 2009, 1:39 pm |
| RE: RE: It's easy really... | bryan | Mar 17, 2009, 1:35 pm |
| RE: It's easy really... | Chris | Mar 17, 2009, 1:25 pm |
| RE: RE: It's easy really... | Dustin | Mar 17, 2009, 1:21 pm |
| RE: It's easy really... | wudchuck | Mar 17, 2009, 1:06 pm |
| It's easy really... | Cadoo | Mar 17, 2009, 12:48 pm |
| Future claims | anonymous | Mar 17, 2009, 12:48 pm |
| future claims | wudchuck | Mar 17, 2009, 12:36 pm |
| Citations??? | matt | Mar 17, 2009, 8:40 am |
| Back to article | ||
Subject: RE: Credit Scoring and Ratings
Okay, if I'm understanding the point you are attempting to make (and that's a big stretch, but please indulge me) you feel those who fail to maintain fiscal responsibility should pay lower premiums? Okay, now correct me if I'm wrong, but isn't that the same as saying those who have demonstrated a poor driving history should pay lower premiums too? Since that group will most likely use their insurance more than those with good driving histories, let's charge them less.
See? That makes no sense.