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Insurers' Use of Credit Scores Faces Renewed Scrutiny by Regulators

National News • March 17, 2009
The National Association of Insurance Commissioners (NAIC) has adopted a proposal to review the use of credit-based insurance scoring. The NAIC said it will convene a public hearing to take ...

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Subject: RE: RE: Credit Scoring and Ratings

Posted On: March 23, 2009, 11:52 am CDT
Posted By: wudchuck
Comment:
ok, here's the problem. insurance is a service that we pay for, are we just ignorant as to not use a service i pay for? afterall, the states require us to have insurance on our vehicles just incase we do have an accident. this would be like having a cpa or a lawyer on a retainer. if i have to use it, then i want the service provided that i paid for. how many rich folks have lawyers on retainers? afterall, they retained them because - service availability. again, credit that everyone is claiming - is for the reason: more likely to file a claim. again, this is a falsity, because, what about the other party i might hit?! are we going to look at the other party i might hit for their credit, because they are likely going to file a claim against me because i am at fault. this is why credit does not work.
Subject Posted By Posted On
RE: credit score Mike F
Mar 23, 2009, 7:14 pm
No I think it's wtfchuck Lawyer
Mar 23, 2009, 4:26 pm
Credit Scoring and Ratings Realist
Mar 23, 2009, 4:17 pm
RE: RE: RE: Credit Scoring and Ratings wudchuck
Mar 23, 2009, 4:04 pm
RE: RE: RE: RE: Credit Scoring and Ratings AGENCY PRINCIPLE
Mar 23, 2009, 1:08 pm
RE: RE: RE: Credit Scoring and Ratings adirondacker
Mar 23, 2009, 12:54 pm
RE: RE: Credit Scoring and Ratings wudchuck
Mar 23, 2009, 11:52 am
RE: Credit Scoring and Ratings Adirondacker
Mar 23, 2009, 11:21 am
Credit Scoring and Ratings Roger
Mar 23, 2009, 9:51 am
RE: RE: ... but it's not my fault that I have 10 speeding ti Stat Guy
Mar 20, 2009, 7:37 am
RE: ... but it's not my fault that I have 10 speeding ticket NotSmartNuff
Mar 18, 2009, 2:05 pm
... but it's not my fault that I have 10 speeding tickets... Adirondacker
Mar 18, 2009, 12:28 pm
RE: RE: RE: future claims Stat Guy
Mar 18, 2009, 11:32 am
RE: RE: future claims wudchuck
Mar 18, 2009, 11:00 am
RE: CREDIT SCORING zam boot
Mar 18, 2009, 10:24 am
JUST ANOTHER BAILOUT Bill
Mar 18, 2009, 9:46 am
RE: future claims Stat Guy
Mar 18, 2009, 7:45 am
RE: Credit Scoring and the Criminal NotSmartNuff
Mar 17, 2009, 5:28 pm
use of credit scores and pricing Fred Revello
Mar 17, 2009, 5:23 pm
Credit Scoring and the Criminal Reverend-CPCU,CLU,FLMI
Mar 17, 2009, 4:29 pm
RE: Okay, they now want to bankrupt the insurance industry Kool-Aid Vendor
Mar 17, 2009, 4:28 pm
statistics wudchuck
Mar 17, 2009, 4:24 pm
RE: Cadoo - It's easy really...12:48 PM Really Quite Simple
Mar 17, 2009, 4:24 pm
RE: Okay, they now want to bankrupt the insurance industry Expert
Mar 17, 2009, 4:18 pm
Wudcheck- nothing's perfect Realist
Mar 17, 2009, 2:29 pm
GEICO & PGR Direct & credit scoring Rick
Mar 17, 2009, 2:24 pm
credit score wudchuck
Mar 17, 2009, 2:21 pm
Okay, they now want to bankrupt the insurance industry EGoyle
Mar 17, 2009, 1:48 pm
RE: It's easy really... Bluemax
Mar 17, 2009, 1:48 pm
RE: Throw reality and common sense out of the window nobody important
Mar 17, 2009, 1:46 pm
CREDIT SCORING AGENCY PRINCIPLE
Mar 17, 2009, 1:44 pm
Throw reality and common sense out of the window Realist
Mar 17, 2009, 1:40 pm
RE: RE: It's easy really... Mandy
Mar 17, 2009, 1:39 pm
RE: RE: It's easy really... bryan
Mar 17, 2009, 1:35 pm
RE: It's easy really... Chris
Mar 17, 2009, 1:25 pm
RE: RE: It's easy really... Dustin
Mar 17, 2009, 1:21 pm
RE: It's easy really... wudchuck
Mar 17, 2009, 1:06 pm
It's easy really... Cadoo
Mar 17, 2009, 12:48 pm
Future claims anonymous
Mar 17, 2009, 12:48 pm
future claims wudchuck
Mar 17, 2009, 12:36 pm
Citations??? matt
Mar 17, 2009, 8:40 am
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