Posted On: July 6, 2009, 12:53 pm CDT

Posted By: Rambo

The Farmers of old was more of a real family,fun to represent and we made decent money helping families and business owners protect their assets. Now Zurich has turned a once tiffany American company into a future "headset" insurance company! I am glad I have transitioned my agency to Finacial Services, as most insurance will be bought online in the next few years. It is sad. The State Office and DM's will be next to go as they are a huge liablity to Zurich's pockets. When we sell other compaines Long Term Care, we do not need a State Office or Local DM, we just talk directly to the Home Office underwriter *(not a phone tree that gives you a different answer every time you call). At one time, Farmers was a great company to be an agent with, but now, they treat you like an employee instead of a business partner. The rates in our market are so high, the phone never rings, and when we get a referral, we can't close it as the rates are so bloody high! Sad indeed. **(and don't even get me started on Commercial rates and computer program!)