Texas / South Central News
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Depending on Viewpoint, Reaction to TDI Credit Scoring Study Results Varies
Texas / South Central News • January 3, 2005
The Texas Department of Insurance has released its Report to the 79th Legislature on the use of credit scoring by the insurance industry. In announcing the report TDI said preliminary findings ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: RE: Fingering the fingers | Sickntired | Feb 17, 2006, 3:57 pm |
| RE: RE: RE: Fingering the fingers | lisa | Feb 14, 2005, 8:51 pm |
| Look at the numbers | dlr | Jan 7, 2005, 1:00 pm |
| RE: RE: RE: Fingering the fingers | Truth | Jan 5, 2005, 9:27 am |
| RE: RE: Fingering the fingers | Steve | Jan 4, 2005, 7:06 pm |
| RE: Fingering the fingers | Willy | Jan 4, 2005, 5:41 pm |
| Fingering the fingers | Whimpstomper | Jan 4, 2005, 4:12 pm |
| RE: Methodology | Charlie ChikenFinger | Jan 4, 2005, 2:44 pm |
| Methodology | charlene flickinger | Jan 4, 2005, 12:41 pm |
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Subject: RE: Fingering the fingers
The problem I have with risk assessment scoring for auto is that it is the first underwriting criteria, at least in my company, and outweighs all other traditional criteria such as driving history, MVR and CLUE, age, rate class, etc.
If someone has a poor credit score, NO MATTER all the other good things about them, they do not qualify for our preferred company. That's wrong.
This is auto insurance; no loan qualification.