Posted On: January 4, 2005, 7:06 pm CST

Posted By: Steve

There is a reason why insurance score is the first criteria for underwriting and the sole determinant as to whether a risk gets into the preferred tier...it works! And it is statistically more significant than any other factor your company or any other has devised to predict risk. More powerful than MVR, education, driving history, age, etc. And much easier to access and more accurate than any of the others, despite some erroneous studies to the contrary. Believe me, nobody would go to the expense of researching it, deriving it, proving it, and defending it if it were not valid.