Posted On: March 15, 2005, 8:47 am CST

Posted By: Chris

If Florida did away with requiring proof of insurance, how do they enforce their financial responsibility law? Or, did they do away with that, as well?

What it will boil down to is whether Texas is willing to do what it takes to create a personal auto liability system that is affordable enough so that the Democrats in the legislature won't be able to block not only mandatorty coverage that will (excuse me, should) work, but also a scheme that will be easy and meaningful to enforce.

Unfortunately, I don't see that happening, nor do I see it lasting long if it did. There are too many special interests (read: Lawyers) ready to not just throw the baby out with the bath water, but try to drown the baby first in the bathwater, if any part doesn't work exactly to their expectations (read: make money in the tort system).

I like the idea from Louisiana, where if you don't have the mandatory coverage, you can't get into the tort system to collect your damages from a third party if you aren't at fault. How did LA get around the old "access to the courts" argument?