Judge in La. Rules in Favor of Insurance Companies in Flood Lawsuit
Texas / South Central News • May 22, 2006
Insurance companies are not responsible for hurricane-related flood damage if homeowners carry coverage only for windstorms, a federal judge in Louisiana has ruled in a lawsuit over dispute claims ...
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Subject: Wind vs Water
Posted On: May 24, 2006, 3:25 pm CDT
Posted By: Enough Already
Comment:
This is not a Flood Exclusion. It is a Water Exclusion. Most Homeowners Policies use the following wording if not very similar "c. Water Damage, meaning: (1) Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind; (2) Water which backs up through sewers or drains or which overflows from a sump; or (3) Water below the surface of the ground, including water which exerts pressure on or seeps or leaks through a building, sidewals, driveway, foundation, swimming pool or other structure.
Direct loss by fire, explosion or theft resulting from water damage is covered."
This is right from my Homeowners Policy and I live in the midwest.
Argue it any way that you want. The bottom line is that water damage is excluded. Period. End of Story. Enough!!!
Subject: Wind vs Water
Direct loss by fire, explosion or theft resulting from water damage is covered."
This is right from my Homeowners Policy and I live in the midwest.
Argue it any way that you want. The bottom line is that water damage is excluded. Period. End of Story. Enough!!!