Allstate Accuses La. Couple of Misrepresenting Claim after Katrina
Texas / South Central News • April 6, 2007
Allstate Insurance Co. says a Louisiana couple misrepresented their claim after Hurricane Katrina damaged their home and is asking a federal judge to throw out their lawsuit against the insurer ...
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Subject: RE: Allstate's Double Speak - Double Standards - David
Posted On: May 7, 2007, 9:21 pm CDT
Posted By: Roger Poe
Comment:
D--What business does a GC have in a claim involving one or two trades? None, if the homeowner can't figure out which trade should come first on a two person trade then they can pay the GC out of pocket.
R-- Actually David, what is wrong with a GC being hired by their local fair game market? Nothing.
D--The main reason a GC is required is to handle larger losses more efficiently and to make sure the repairs are done in the proper manner. Most GC actually do no work on the structure themselves.
R--Actually David, GC are "required" when they are hired, in a fair game market involving single or multi-trade work. And working on the structure is only a fraction of a whole projects' work scope.
D--All estimating systems I've been a part of have built in labor components along with base service charges.
R--Remember that the various trades labor cost components you use DO NOT include primary/general contractor mark-up.
D--Now, if the repairs are such, then some base service charges can and should be turned off. All labor components have tear down/set up time along with routine breaks.
R--True.
D--They also figure in material wastage and supplies. None of these are controlled by the insurance companies.
R--General [cut-waste] LABOR and actual subsequent contractor business overhead and profit costs are synthetically "estimated" / controlled, by Allstate, via their special version of MSB IntegriClaim, and cooperation by Pilot Claim Service.
Allstate and State Farm faking out hurricane Rita victims by the thousands in South East Texas, per their 'wind broken tar sealant bonds is not reaalllly shingle damage' untruth has left untold numbers of homes and people vulnerable to further daily and catastrophic eco-damage.
This one untruth alone has shifted their liability onto their clients backs/wallets via the TWIA and, potentially, Texas citizens.
D--The insurance companies don't want any control over these items. They just want a fair and accurate estimating product for the respective territories to settle claims in an appropriate manner.
R--Right...Review my previous comment.
D--Now, like in most areas, every proffession has their bad apples and insurance adjusters are just another category.
R--True. However, I still meet adjusters with moral integrity.
Subject: RE: Allstate's Double Speak - Double Standards - David
R-- Actually David, what is wrong with a GC being hired by their local fair game market? Nothing.
D--The main reason a GC is required is to handle larger losses more efficiently and to make sure the repairs are done in the proper manner. Most GC actually do no work on the structure themselves.
R--Actually David, GC are "required" when they are hired, in a fair game market involving single or multi-trade work. And working on the structure is only a fraction of a whole projects' work scope.
D--All estimating systems I've been a part of have built in labor components along with base service charges.
R--Remember that the various trades labor cost components you use DO NOT include primary/general contractor mark-up.
D--Now, if the repairs are such, then some base service charges can and should be turned off. All labor components have tear down/set up time along with routine breaks.
R--True.
D--They also figure in material wastage and supplies. None of these are controlled by the insurance companies.
R--General [cut-waste] LABOR and actual subsequent contractor business overhead and profit costs are synthetically "estimated" / controlled, by Allstate, via their special version of MSB IntegriClaim, and cooperation by Pilot Claim Service.
Allstate and State Farm faking out hurricane Rita victims by the thousands in South East Texas, per their 'wind broken tar sealant bonds is not reaalllly shingle damage' untruth has left untold numbers of homes and people vulnerable to further daily and catastrophic eco-damage.
This one untruth alone has shifted their liability onto their clients backs/wallets via the TWIA and, potentially, Texas citizens.
D--The insurance companies don't want any control over these items. They just want a fair and accurate estimating product for the respective territories to settle claims in an appropriate manner.
R--Right...Review my previous comment.
D--Now, like in most areas, every proffession has their bad apples and insurance adjusters are just another category.
R--True. However, I still meet adjusters with moral integrity.