Posted On: April 17, 2007, 10:48 am CDT

Posted By: adjusterjoe

Chad:

I am disappointed in your response. Your posts are usually more reasoned than this one. You obviously know that the burden of proof in a civil case vs a criminal case are significantly different as well as the vote in the jury being different.
The facts are State Farm has been found to be wreckless in their disregard for the homeowners, hence punative damages. An arguable case would not have had punative damages awarded. They also got hit in OKLA for the same tricks with engineers, including punative damages. There is a pattern of abuse with State Farm. I have personally handled claims as far back as 1994 where we paid the wind damage even though the only thing remaining was a slab. State Farm knew they would lose but figured it was worth a shot, showing total disregard for their insureds. Finally my discusion has really been more about Mississippi than Louisiana (even though this as under a LA case article) and the cases handed down in Mississippi were by a federal judge, who is more insulated from politics than an elected state judge.