Posted On: April 19, 2007, 12:57 pm CDT

Posted By: adjusterjoe

Engineers should physically inspect every loss they sign as the prime engineer. However, with this said, they had committee meetings on every claim I had in Katrina. The inspecting engineer signed off, but a superior also signed off as a superior and sometimnes there was mention of the committee meeting in the report.

Both the insured and engineer have some answering to do. The insured attempted to claim something which was not on the policy and the engineer, whether there was or not, gave the appearance of impropriety. The jury, as is usually the case sided with teh deep pockets.

I do have to agree that the insured should have to repay NFIP for all damages to the main floor level and above as it has now been adjudicated that flood was not the cause. There are many times covered in the space under the elevated risk which could approach six figures. I have worked many flood losses where there were substantial damages covered below the main floor.