Posted On: April 19, 2007, 9:49 pm CDT

Posted By: David

I, like most people, don't fault State Farm for handling their business the way that they have. A contract was in place and all parties knew the parameters. Your judicial system for lack of a better term sucks. It can't be trusted.
What's funny about this situation, if there is anything, most other companies wish they would have taken the same position. I happen to thank State Farm as a policyholder trying to protect my companies assets and my future premium. A lot of other insurance companies will be happy to make their payment and then apply for a drastic rate hike during the next session either way, the insured is getting screwed because most companies won't be taking on new business.

Now, heres a question for you. Do you know the location of each and every slab case denied by State Farm? Very likely, you answer is no. Being the educated person you are, and myself having lived thru a hurricane, those houses on the immediate coast would receive the storm surge long before "damaging" winds occur. This would also be more so the case in your area of the gulf coast. So, this would first categorize as a flood then the winds come. Can't fault a company for denying the flood and using the concurrent causation language under their policy.
Also, please enlighten me as to who is your insurance carrier? As you know, all insurance carriers would look awfully bad under a microscope.

Jewel, I'm going to take your position and not acknowledge this a$$ in anymore posting. I have a feeling he was fired (either independent or employee) by State Farm.