Posted On: December 2, 2008, 6:48 pm CST

Posted By: Peon Agent

I don't know about everyone else's experience, but as an Independent Agent, I have had very few problems with our carriers' handling of our claims. A couple of the low-budget groups need help in that area, but that was expected.

Actually, I have been completely amazed at how many claims were handled and finished within a couple of weeks. Most of our clients are happy and moving down the road. I would have expected several weeks of delays just to see an adjuster, but that hasn't played out in this disaster.

But, where 98% of our troubles lie, is with the Texas Fair Plan. All I can do is thank God that we didn't have but a very small percentage of our clients in that market. But, of the 30-50 we do have, it's been like pulling your own wisdom teeth to get ANYTHING done.

If this were a real insurance company, they would have been shut down by the TDI by now.

The TWIA (wind pool) is our next greatest trouble. But, at least things do eventually happen on that side.

TFPA is just a joke. The only thing Fair about their entire program is the price. Nothing else can be equated to anything close to fair.