Posted On: August 9, 2004, 1:51 pm CDT

Posted By: Becky

Indeed, is it the fault of the uncovered worker or the GC who hired them? I must say how dismayed I am - and I'm not naive - this does happen all of the time, though. We are a commercial GC in Texas and work very hard at providing a safe place to work for all of our employees and those of our subs. Still, there are those subs and sub-subs who try to circumvent the system. We had a subcontractor employee fall about 30' a couple of years ago; the sub supposedly was "leasing" their employees --- one problem --- the insurance was bogus. Luckily, the young man is ok now. Since that time, I check out all leasing arrangements -- what codes are included on the workers' compensation policy, how the agreement between the sub and the leasing company works, check with the carrier to make sure there really is coverage.