Fla. Investigators Encounter Increased Fraud as an After-Effect of 2004 Hurricanes
Southeast News • June 20, 2005
Insurance fraud has increased dramatically in Florida as an after-effect of the 2004 hurricane season Robert Elliott, a lead investigator with Nationwide Insurance's Special Investigation Unit ...
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Subject: Insurers Claim Underpayment Protocols 2
Posted On: June 21, 2005, 3:39 pm CDT
Posted By: Roger Poe
Comment:
"Hughes described the numerous violations his department encountered, including contractors acting as public adjusters, roofers and electricians involved in estimating damage claims and kickbacks from homeowners involving claims.
He advised homeowners to report contractors involved in claims directly to Florida's Insurance Fraud Unit."
An insurance industry representative using trusted, state sanctioned fraud detection specialists to warn - admonish the public that [Roofing, Electrical, General, Etc.] Construction - Reconstruction business professionals who are needed by homeowners to establish 1.) damage scope, 2.) reconstruction scope and 3.) reconstruction costs with an insurer-insurance adjuster, are somehow to be suspected by a homeowner of intrinsic fraudulent business activity feels like amazing spin wizardry.
This same spin has been tried in Texas.
Also, some unscrupulous insurers-insurance adjusters are going to love showing that FRAUD article to claimants to 'warn them' about contractors and public adjusters (who explain, and prove to claimants, how damage scope is being overlooked, reconstruction processes are missing and the claim value is subsequently short per the insurer-adjuster).
Perhaps the investigator would like to be shown, from many first party (Allstate, etc.) insurer claims, how major insurers can use various approaches to manipulating their construction-loss estimating software programs so as to understate to claimants, (right under a claimants nose), what their claim is actually worth.
Perhaps the investigator would like to see proof that this is not a local Florida only problem, but a business pattern.
If one's visiting this article have an issue with their particulart claim, we would be willing to hear from you. So would the state of Florida.
rogerpoe@acnet.net
Roger Poe
Reconstruction Specialist
Subject: Insurers Claim Underpayment Protocols 2
He advised homeowners to report contractors involved in claims directly to Florida's Insurance Fraud Unit."
An insurance industry representative using trusted, state sanctioned fraud detection specialists to warn - admonish the public that [Roofing, Electrical, General, Etc.] Construction - Reconstruction business professionals who are needed by homeowners to establish 1.) damage scope, 2.) reconstruction scope and 3.) reconstruction costs with an insurer-insurance adjuster, are somehow to be suspected by a homeowner of intrinsic fraudulent business activity feels like amazing spin wizardry.
This same spin has been tried in Texas.
Also, some unscrupulous insurers-insurance adjusters are going to love showing that FRAUD article to claimants to 'warn them' about contractors and public adjusters (who explain, and prove to claimants, how damage scope is being overlooked, reconstruction processes are missing and the claim value is subsequently short per the insurer-adjuster).
Perhaps the investigator would like to be shown, from many first party (Allstate, etc.) insurer claims, how major insurers can use various approaches to manipulating their construction-loss estimating software programs so as to understate to claimants, (right under a claimants nose), what their claim is actually worth.
Perhaps the investigator would like to see proof that this is not a local Florida only problem, but a business pattern.
If one's visiting this article have an issue with their particulart claim, we would be willing to hear from you. So would the state of Florida.
rogerpoe@acnet.net
Roger Poe
Reconstruction Specialist