Posted On: October 29, 2005, 1:42 pm CDT

Posted By: Linda

I agreed, the Insurance Companies should not have to pay for flood or water damages
on Homeowner policies.. my home was located on Fowler Street in Biloxi, I have neighbors that stated that my home was off of its foundation before the water came on shore, the water line in my home is angled in the position that the house is now lying, My Insurance Company says that the water knock my home off of the foundation, I disagree.. If they were honest in my particular case they would have to pay for the home, not its contents, they have offered to pay for the cost of replacing the roof, the company's engineer, stated that the wind was not strong enough to move the home from its foundation.They have also informed me that a court battle could take ten years or better. So, you guys are right, I didn't have flood Insurance, when I purchased 12 years ago, that was a selling point, I even received a flood certificate stating that my home was not in a flood area, therefore I do not expect to be paid for flood damages, I do however, expect the Insurance company to be fair and honest.. call a spade a spade.