Posted On: September 27, 2007, 12:12 pm CDT

Posted By: Diana

I am not getting into the argument as to for or against pip. I am AMAZED AT THE NUMBER OF PEOPLE WHO THINK that if you have health ins coverage, it will pay for your bills. THIS IS NOT TRUE. Pick up the phone and call Medicare and ask them this or call other insurance companies. I have had numerous health ins companies over the years and now Medicare that won't pay for injuries sustained in an auto accident.Of course if you "lie" and tell your providers that your injuries are not from an auto accident, your health ins will pay, providing they don't find out. I could not do this. Even if you don't MENTION "auto accident" or provide this info up front, they usually find out, especially if you have been to ER. I am an example of a person on Medicare & AARP who was in an accident out of the state as a pedestrian. I had a good auto ins policy & high coverages. PIP WON'T PAY. My HEALTH INS WON'T PAY - (MEDICARE) -(EVEN the claims NOT related to the accident). The THIRD PARTY WON'T PAY pay. All I'm talking about is the bills, not pain & suffering. I am now without ANY health ins because of PIP and I am getting EOB's rejecting ALL my claims because they say 3rd party must pay. In addition they want reimbursed for everything that they did pay, including claims which were not accident related.