State Farm: We're Paying Wind Damage Claims
Southeast News April 7, 2006
State Farm Fire and Casualty Co. is paying for Hurricane Katrina property losses when evidence shows that wind caused the damage, James Burwell, claims manager, wrote in a letter to the ...
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Subject: RE: Rogers' experience w industry
Posted On: April 10, 2006, 7:42 am CDT
Posted By: Roger
Comment:
If there was a conspiracy to defraud the insured through their adjusters, it would only take ONE disgruntle ex-employee or contract employee to blow the whistle on the INDUSTRY. This type of planned denial does not exist. AGAIN, there are always inept non caring workers in all fields, just look at our school boards, but to say there is a plan to defraud the public is too far fetched for imagination.
The policy pays for damage; one slope of a roof can be damaged and repaired just like a car can be repaired if a fender gets a dent. No one scrapes a car because of a scratch. If we went on that basis no one could afford insurance.
Your point, "the adjusters on day rate get paid regardless if they pay the insured or not"
Again, most adjusters I have met would rather cut a check then write a letter detailing out why there isn't coverage. The fact is, most companies would rather pay the claim and get down the road than drag it out. By the way, I was also a contractor before I retired.
Subject: RE: Rogers' experience w industry
The policy pays for damage; one slope of a roof can be damaged and repaired just like a car can be repaired if a fender gets a dent. No one scrapes a car because of a scratch. If we went on that basis no one could afford insurance.
Your point, "the adjusters on day rate get paid regardless if they pay the insured or not"
Again, most adjusters I have met would rather cut a check then write a letter detailing out why there isn't coverage. The fact is, most companies would rather pay the claim and get down the road than drag it out. By the way, I was also a contractor before I retired.