State Farm: We're Paying Wind Damage Claims
Southeast News April 7, 2006
State Farm Fire and Casualty Co. is paying for Hurricane Katrina property losses when evidence shows that wind caused the damage, James Burwell, claims manager, wrote in a letter to the ...
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Subject: RE: Florida rip off
Posted On: April 11, 2006, 11:00 am CDT
Posted By: Hal
Comment:
Covering a dock. Standard property policies (homeowners or business) have a standard exclusion for "....waves, tidal waves, water overflow of a body of water, or spray from any of these, whether or not driven by wind." Wording varies but the intent is the same.
To cover a dock, a "difference in conditions" policy is needed. This is a policy designed to cover where a regular policy won't cover.
A flood policy doesn't do it because the Fed Flood policy covers where there is normally not water.
It all takes an agent who is paying attention.
Subject: RE: Florida rip off
To cover a dock, a "difference in conditions" policy is needed. This is a policy designed to cover where a regular policy won't cover.
A flood policy doesn't do it because the Fed Flood policy covers where there is normally not water.
It all takes an agent who is paying attention.