Posted On: May 26, 2006, 11:54 am CDT

Posted By: Dennis

In 1969 when hurricane Camille hit, the same thing happened to the insurance companies in Mississippi. They were sued for the storm surge that destroyed their houses, because the hurricane is what caused the storm surge. All the insurance companies were sued this time because they never changed the wording in there policy. Two, agents told customers they were not in a flood zone and did not need flood insurance. Three, the hurricane deductible endorsement states we cover an insured loss or any object(s) driven by a windstorm. Can you taste, feel, smell, hear, and see water. If you can water is an object. Therefore, you can replace water or any other object in the place of object. This states this changes your policy not only once but twice.