Posted On: November 17, 2006, 1:28 pm CST

Posted By: Connie

I'm amazed at the gall some people have!
The loss I am sure was devastating, especially when their intentions were to renew the policy, however it still falls back on the insured or the party responsible for payment of the coverage, if they wanted to renew, as there are several notices required prior to the cancellation or confirmation that coverage has lapsed. There are so many agents that are willing to work with their clients to get the coverage renewed & if the insured has written or documented verbal correspondence that the payment was in their office early enough to renew or that their coverage would be renewed in-lieu of having to be rewritten then it really is an E&O exposure, otherwise it is the responsibility of the consumer to get what they pay for according to the terms of the seller.
This kind of complete disregard is present in all industries, not just insurance, so should I sue the Lottery Commission for buying the lottery ticket with the last drawings winning numbers & claiming that I wanted it for the last drawing? I wonder how that would go over in our court system?