Posted On: February 9, 2008, 11:49 pm CST

Posted By: pay attention

Every time a member gets a homeowner police and/or quote they are advised the policy does not include coverage for flood but they can receive a quote to for coveraged under the NFIP. Members always say 'I'm not in a flood zone' and decline quotes even when advised over 20% of flood losses occur in areas not considered to be in flood zones. Even so, the majority don't even want a quote to see how much it will cost. Alot of homeowners who are in coastal locations still don't think they are at risk. USAA homeowner policies state that flood coverage is excluded but homeowners see what they want to see but once they have a loss the first thing they say is they didn't know- even after losses such as Katrina.