Posted On: February 27, 2007, 7:55 pm CST

Posted By: kim d

Hey Ralphie...

I am very selective with products that I sell and companies that I represent.
Not one complaint against me in 15 yrs.
People still send referrals and I don't want to work right now.

I shop every plan first,
then offer the client a choice.
I highlight NO MATERNITY or NO MENTAL HEALTH, I do not hide anything.
I even highlight
PLAN PAYS USUAL & CUSTOMARY,
PATIENT IS RESPONSIBLE TO PAY FOR
AND & ALL OVER CHARGES AND YOU MUST DISPUTE THIS WITH THE DOCTOR AND OR HOSPITAL.
I PUT IT IN ENGLISH, WHERE THEY CAN UNDERSTAND.
9 OUT OF 10 PEOPLE DO NOT KNOW HOW MUCH IT WILL COST THEM IF THEY NEED BRAIN SURGERY? THEY JUST KEEP PAYING HIGHER RATES. THE WON'T FIND OUT UNTIL IT'S TOO LATE. I ADVERTISE THE TRUTH.
I would not sell something unless I believed in it.
I make sure that the plan has a lifetime benefits; and the Insured has an annual cap to protect their finances.
I refuse to sell group because if you loose your job you loose your health plan too and that again leaves a family wide open for a financial disaster.
I am successful because I am straight up and totally honest with people.
I obey the law but my loyalty is to people.
I was working as a secretary for an Agent.
He was so dishonest, he even stole from me.
That forced me into war with him.
I got licensed,opened up my own Agency,
and I made history by receiving a GA contract
before I was a licensed agent.
The rest is history. I did the right thing and
I have been rewarded with respect & success.
It was horrible to see a man lie & cheat people
just to get commission. He'd squeeze them for
more by over insuring them just to make a few
buck more each month. It's a matter of time
before they find the truth. He will loose them
and the referrals too.


PS Howard K Stern is trying to steal this baby, the home & pot of gold.
Think he killed the queen to become King? Already he has hired body guards.
He's A Anna Be...,
but he'll Never Be Any thing except for a lap dog.