Posted On: April 1, 2007, 9:49 pm CDT

Posted By: adjusterrobert

you again appear to be speaking without all relevant information. What proof do you have that State Farm or Nationwide are denying slab cases and ignoring the wind portion of the claims. Everything that I've read coming out of the courts it appears the insurance companies are offering to pay for the wind damage that is "undisputed". The courts are now left to determine what the disputed amount should be. It is strange thru all the expert testimony being given the only slab cases in that area are all within the storm surge area (few miles from coast). Now you can't tell me that a hurricane the size of katrina could have 130 mph winds at the coast and not 10 miles inland. If wind caused the slab cases around the coast how come we don't hear of any slab cases 15, 25 or even 40 miles inland. The storm did not loose that much power that quick. Best I recall, Katrina still had hurricane force winds all the way into Tennessee. That was the reason why they had a hurricane watch posted for some of that area.
Next point, you brought up is in regards to the floods. I fully aware that the two floods were completely different in nature. The first was due to the levy break and the second was storm surge. But, they are both floods and therefore not covered. Homeowners policies do not cover flood. Some policies, like state farm, state in regards to flood "whether wind driven or not" in essence storm surge (I am a state farm insured). Yet the courts still disregard all the engineers reports and obvious facts and bring it upon themselves to determine what amount is to be paid. The reason this bothers me so much is the fact that I am a state farm insured so it will end up costing me one way or another.