Posted On: April 2, 2007, 5:49 pm CDT

Posted By: adjusterrobert

My point is this adjusterjoe...you keep spouting off things you really don't have much information about except what you only read, hear or infer yourself. Unless you have seen a State Farm file on one of these so called slab cases, you really don't know what the hell you are talking about. Your position in regards to these cases would be like an attorney going to trial but only taking the depositions of only his clients. There are two sides to the story and like the Mississippi Underwriter pointed out, the State Farm policy has a little different language that what some other homeowner's policies have. Now lets get one thing straight, I don't know everything that is going on down around the coast but I don't go spouting off at the mouth about how a company runs it business until I know just exactly how it runs its business. My understanding of all the cases down in Mississippi is clear. They are trying to call storm surge something other than flood. That is where the concurrent language comes in. That is why the State Farm policy language says "whether wind driven or not". It has been upheld recently in court as being clear and unambigious where some companies were left out in the cold. But I'm sure you knew that since you are staying abreast of everything. I'm not sure where the other $75,000.00 is coming from in regards to this case. Could be the remaining $75,000 of the policy or the disputed amout of damages between SF and their insured. But I'm sure you know the answer to that question. I know engineering company after engineering company have been down there and done reports as to what damage occurred where and the judge appears to disregard what the experts are saying and taking care of their people.