State Farm Settles Another Katrina Claim Lawsuit in Miss.
Southeast News • March 30, 2007
State Farm Fire and Casualty Co. has reached another settlement with a Mississippi Gulf Coast couple who sued the insurer over damage to their home from Hurricane Katrina.
State Farm spokesman ...
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Subject: There are so many
Posted On: April 2, 2007, 8:00 pm CDT
Posted By: adjusterjoe
Comment:
incorrect things in your posts, I continue to leave thing out. You do not even understand the argument being made. It has ABSOLUTELY NOTHING TO DO WITH "whether driven by wind or not." At least the underwriter knows the argument. It is about the fact that the wind came first and damaged the dwelling. Then the tidal surge, which no one in their right mind has ever suggested is not flood came along. The State Farm argument is that b/c the tidal surge wiped the house away, the wind damage is irrelevant. Juriprudence and public policy tells us from Hurricnaes Opal and Erin that a carrier cannot use this defense, even if they incorporate it into their policy. None of the homeowners is asking for flood damage only the wind damge that occurred first. If State Farm had gone in and figued the roofs, windows, siding, interior ceiling, etc, about 25% of policy limits, all of this would be moot. However, they made a stand against jurisprudence and public policy and lost. Now they have to pay the price.
Subject: There are so many