Southeast News
Viewing comments for:
Florida Officials: Education, Job in Rating 'Unintentionally' Harms Minorities
Southeast News April 3, 2007
Results of a report on the factoring of occupation and education for underwriting and rating of auto insurance policies show that while the practices "unintentionally harm minorities and ...
Insurance Journal is not responsible for the content of the message below.
| Subject | Posted By | Posted On |
|---|---|---|
| RE: which carriers? | Ratemaker | Apr 9, 2007, 6:50 am |
| which carriers? | LL | Apr 5, 2007, 8:17 pm |
| RE: Hi Big... how's it going? | CC | Apr 4, 2007, 11:47 am |
| Hi Big... how's it going? | Jewel | Apr 4, 2007, 8:42 am |
| RE: Just plain silly | Thanks | Apr 4, 2007, 7:51 am |
| Just plain silly | va u/w | Apr 4, 2007, 7:35 am |
| The ruling is racist | Big Insurance | Apr 3, 2007, 1:44 pm |
| RE: Why change now? | Thanks | Apr 3, 2007, 12:57 pm |
| Why change now? | Mark P | Apr 3, 2007, 11:51 am |
| Financial Responsibility & Occupation | CC | Apr 3, 2007, 11:46 am |
| Back to article | ||



Subject: Hi Big... how's it going?
However, I am still not convinced on one aspect. I really don't see what occupation has to do with the way a person drives (that is not to say I do not think carriers should be able to charge premium accordingly). I have seen plenty of people with nice cars who drive like they are the only person on the road (excessive speeding, weaving, cutting people off, tailgating, etc.). I am sure they don't want their expensive cars hit; huge dents in BMW's do not increase their value. I have seen people in beat up cars drive the same way. Generally, I *feel* it's the arrogant, selfish or just plain STUPID drivers (great jobs or not so great) who are risky. These are the people who drive recklessly. If someone is "just a dishwasher" why do you think that means they would drive more recklessly than a doctor? They could have a family, kids, etc. Just because they are dispensable at their job does not mean they are themselves dispensable.
I think the use of credit reports is a better idea because it shows how people handle themselves (RESPONSIBILITY). However, occupation/education is a legal way to rate business, so Alex Sink needs to get over it (IMHO). If someone gets a discount because they have a better job/education, whatever. I won't complain about it. I have no time to whine about things like that.
We can equate this to a good student discount program, right? If a student gets good grades, there is a discount. Same principle, right?