Posted On: June 23, 2007, 3:17 pm CDT

Posted By: Pops N Tennessee

Well, Roger Poe, the roofing contractor is at it again with his innuendoes and other half truths about roofing shingle deterioration that results from a large number of non-storm related which he conveniently selectively omits.
His attempt to quote Elk Roofing Company's statement of explanations as to why certain causes of shingle deterioration are NOT covered under their "limited warranty" statements is a "twisting" of the truth as to the real causes of "granular loss".
Never once does Roger Poe tell the reader of this forum that the most common cause of granular loss is the result of POOR OR INADEQUATE attic ventilation. Folks, check it out yourselves. Just do your research on web-sites of "ventilation" materials manufacturers and, for a second opionion, other roofing manufacturers for their learned comments, and you will come away with a better understanding as to why property insurance companies deny roofing claims for "ordinary wear and tear", as this condition predates the storm activities. The "build-up" of attic heat literally "bakes" the underside of the roofing shingles causing the embedded tar in the shingles to dry out, allowing the "seal-down" sealant to break its bond, and the granular coating to also break its bond and wash off by normal rainfall.
Also, fiberglas/asphalt composition roofing shingles are more susceptible to deterioration from high humidity and huge amounts of rainfall in the southern states than the drier areas of the country. To see this in action, just look at this type of roofing where large shadetree branches grow over the front and back slopes of dwelling roofs. The sun never shines on the roofing long enough to dry out the shingles before the next rain. These water logged shingles literally "rot" from constant moisture. Moss growths are also found to form on wet shingles.
I realize this post is indirectly off point from the State Farm/Dickie Scruggs battle, but it is a rebuttal of strong MISINFORMATION posted by Roger Poe.

And YES, I'm a defender of the Property Insurance Industry because, as one poster previously stated, not all claims are payable because they are not "insurable" events, otherwise no one could pay the premium cost for unlimited protection, and we all would be without insurance in time of help (not profit).