Posted On: February 7, 2008, 1:45 pm CST

Posted By: STILL BITTER

Ok, just to let you know, not all of Florida is on a sun swept beach..... Much of Florida is inland and doesn't have the same Hurricane damage as other parts.

Also, not asking Idaho to pay for Florida problems, just realistic rates to start with realistic expectations and try to keep the prices from rising (if as you say the insurance was 280.00 on a 200,000.00 home) ummm 1000%. There are homes worth less than 200,000 in Florida NOT on the water, NOT in a flood zone, NOT damaged by wind that are now costing 3000.00. Please do not underestimate the percentage of increase. Florida landowners DO NOT mind paying insurance, as it is a necessary evil, as risks do exist, we understand the game! What Floridians are bothered about is the fact that as another reader put it the "Floridian" companies have such control and can increase the rates so drastically.

Tornadoes ripped through Tennessee, causing much damage this week. Tennessee is a tornado prone area.... how much will their insurance increase if they have another one this year?

Please do not oversimplify the issue. There are obvious problems at every corner... why don't we work to resolve them and charge a FAIR price for the REAL, STATISTICAL product and not ANTICIPATE that property values increase and homeowners win no matter what....

Done Crying....