Posted On: March 16, 2009, 9:10 pm CDT

Posted By: KentU

I'm a Texas agent that has seen SF stop selling home policies a number of times here. Texas' answer to Citizens is the Fair Plan. When SF quit selling home policies in Texas their agents flooded the Fair Plan even though the policy application clearly stated that the insured must been declined by at least two other carriers. McCarty should place this same restriction on SF agents - SF would have to let them write with other carriers.
SF home policies are loaded with endorsements - thats great! The problem is that most SF agents don't know anything about the endorsement of non-SF policies. Allowing SF agents to write with other carriers may educate them to the world of insurance outside of SF. Maybe then they won't make so many mistakes when comparing SF policies with others. I'm not getting down on SF agents but, rather on SF. SF simply doesn't keep their agents aware of what endorsements other carriers have added to their policies.
If SF wants to quit selling auto in Florida then why not. Many carriers sell only certain lines - they are solid and dependable.