Posted On: December 21, 2005, 1:32 pm CST

Posted By: Mark

TYPICAL!! The lawyers write a proposition and the results do not work? Surprising? I think not. Any educated individual, minority or not, can easily determine the loss results by territory and clearly see the basis for pricing. To my knowledge, I have never seen an auto application requiring "race" as one of the blanks to be completed. Therefore, it is funny how Consumers Union suggests pricing is based upon anything other than the profitability of a specific area. CA. is the ONLY state which suggests, by lawyers, that territory should NOT be a factor in insurance rates. Of course, this requires good drivers in low crime rural areas to subsidize urban area drivers who steal each others cars daily. If the Consumers Union would concentrate on making the liberal judges in CA. enforce the criminal laws on the books, one day, maybe, crime might decrease. But, since the lib lawyers continue to draft creative plea bargain agreements, the thieves live to steal another day and another car. I suggest a surcharge for Consumers Union editorialists who do half the work necessary when forming their opinions.