Home > Talkback
Section Sponsor: Applied Underwriters West News

Viewing comments for:

Proposed Car Insurance Rates Pit Urban vs. Rural Drivers

West News • February 27, 2006
Urban and rural drivers in California faced off over a new way to calculate car insurance rates that would be based more on how people drive than where they park their cars. Insurance Commissioner ...

Insurance Journal is not responsible for the content of the message below.

Subject: Actuarially incorrect

Posted On: February 27, 2006, 12:46 pm CST
Posted By: Rural Man
Comment:
So this change will move the higher rates to the areas of the state with fewer automobiles and accidents, based solely on the fact that rural folk tend to drive more miles per year. Driving two miles in LA is much more dangerous than driving 200 out here in the sticks. I am lucky if I see 50 other cars on my entire 20 mile commute to work. I would almost have to intentionally hit one to have an accident (other than of my own vehicle, which would not bring in the long-tail liability which drives up auto rates).
Subject Posted By Posted On
RE: RE: Actuarially incorrect tomkat
Feb 28, 2006, 7:41 am
RE: Actuarially incorrect Greg Wells
Feb 27, 2006, 6:08 pm
Rating Factors Alan
Feb 27, 2006, 1:28 pm
Actuarially incorrect Rural Man
Feb 27, 2006, 12:46 pm
Back to article

Post a Comment

.