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Proposed Car Insurance Rates Pit Urban vs. Rural Drivers

West News • February 27, 2006
Urban and rural drivers in California faced off over a new way to calculate car insurance rates that would be based more on how people drive than where they park their cars. Insurance Commissioner ...

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Subject: RE: Actuarially incorrect

Posted On: February 27, 2006, 6:08 pm CST
Posted By: Greg Wells
Comment:
I'm just glad that I can say that I am FROM California and that I've never had to sell insurance there. Hasn't any one ever told Garamendy that the rates are based on losses that have occurred and been caused by the persons living in that area code. The discounts and rates ARE based on and reflect the good driving of individual insureds but can only reflect the ability of other drivers based on the AREA they are living in. The area they are living in also affects the costs of the claim.
Subject Posted By Posted On
RE: RE: Actuarially incorrect tomkat
Feb 28, 2006, 7:41 am
RE: Actuarially incorrect Greg Wells
Feb 27, 2006, 6:08 pm
Rating Factors Alan
Feb 27, 2006, 1:28 pm
Actuarially incorrect Rural Man
Feb 27, 2006, 12:46 pm
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