Posted On: March 22, 2006, 4:13 pm CST

Posted By: ad

This bill seems to be a pretty good idea. I don't think that coverage should be out right denied b/c you left the keys in the vehicle, but an increased ded for such a case sounds fair. It encourages insd's to lessen the likelyhood that their vehicle will be stolen by not leaving the keys in the car and could help to reduce fradulent claims. How often do you have claims where the vehicle was stolen and recovered partially burned or in a lake and there was actual damage to the steering column? I'd like to see something like this in my state, but it will never happen - state legislature is made up of plaintiff attnys and they tend to look out for themselves.