Posted On: October 27, 2006, 5:36 pm CDT

Posted By: gary

Will all of you people with bad credit stop blaming the world for your problems? Additionally, have those among you that are actually literate noticed how poorly the posts are written that are submitted by the "credit challenged?" Maybe it's as simple as there may be a correlation between stupidity, ignorance and bad credit.
For those of you who are under the incorrect impression that making a lot of money equals better credit, you need to try and actually learn something. Good credit is much more than making a lot of money. In fact, if you look at the statistics and consider a per capita breakdown of "bad vs. good" credit when considering income, there are more "bad credit" numbers associated with people who make in excess of $100,000 per year. Having and maintaining good credit is nothing more than responsibily accepting and handling only that credit that your income will support.
While I fully understand that "bad things happen to good people" due to occurrences such as medical problems or divorce, I also know that bad things happen to BAD people more often.
Part of me actually agrees with a previous post that states that those of you with poor credit should stop whining. Unless you are a victim of identity theft, huge medical bills, or a divorce, you people should stop blaming the rest of the world for your problems. Chances are that most of those problems are self-inflicted, and you are looking for the ballot measure process to bail you out. Good luck...latest polls show the measure going down by a 3-1 margin. Good thing, too.