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Auto Premium Rating Error Cost U.S. Auto Insurers More Than $16 Billion

West News • October 3, 2006
San Francisco-based Quality Planning Corp., the rating integrity solutions company, today released its annual Premium Rating Error report, showing premium rating errors remain a drag on auto ...

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Subject: Credit Scoring just the start......

Posted On: October 3, 2006, 9:26 pm CDT
Posted By: Yodar
Comment:
You hit the nail on the head Jacqueline. The "junk science" of credit scoring is a windfall for carriers. What's next? The color of the car? Your "garaging location" or driveway is too close to an intersection or a mall or a bar? DMV records and CLUE are based on facts and have been excellent risk indicators for many years. Have the "experts" who tout credit scoring ever filed an insurance claim with even a remote opportunity of profit? The average person filing a claim is fortunate enough to be indemnified much less receive anything remotely resembling a "profit". I have been selling personal auto for 35 years and I am ashamed that the industry has kowtowed to the "junk science" of credit scoring.
Subject Posted By Posted On
RE: RE: RE: RE: RE: Credit Scoring just the start...... Jacqueline
Oct 12, 2006, 1:15 am
RE: RE: RE: RE: Credit Scoring just the start...... Griff
Oct 11, 2006, 2:50 pm
RE: RE: RE: Credit Scoring just the start...... Jacqueline
Oct 11, 2006, 2:11 pm
RE: RE: Credit Scoring just the start...... Griff
Oct 10, 2006, 2:06 pm
RE: RE: RE: Credit Scoring just the start...... Mr Clean
Oct 6, 2006, 12:34 pm
RE: RE: Credit Scoring just the start...... Mark
Oct 4, 2006, 12:21 pm
RE: Credit Scoring just the start...... Jacqueline
Oct 4, 2006, 12:04 pm
One more thing... Yodar
Oct 3, 2006, 9:31 pm
Credit Scoring just the start...... Yodar
Oct 3, 2006, 9:26 pm
RE: joe agt Jacqueline
Oct 3, 2006, 5:11 pm
Sam the underwriter? Joe Agent
Oct 3, 2006, 4:17 pm
RE: joe agt Leakage?
Oct 3, 2006, 3:51 pm
joe agt sam
Oct 3, 2006, 3:20 pm
Underwriting Joe Agent
Oct 3, 2006, 1:59 pm
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