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Oregon Voters Defeat Credit Scoring Ballot Measure
West News • November 8, 2006
Oregon voters rejected Measure 42 -- which would have banned the use of credit-based insurance scoring -- by nearly a two-to-one margin of 65.58 percent to 34.42 percent -- in yesterday's ...
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| Subject | Posted By | Posted On |
|---|---|---|
| RE: RE: Do U believe | Einstein | Nov 13, 2006, 2:37 pm |
| RE: Do U believe | Socrates | Nov 13, 2006, 1:42 pm |
| RE: Do U believe | Nan | Nov 13, 2006, 1:34 pm |
| Do U believe | Einstein | Nov 9, 2006, 8:58 pm |
| RE: RE: RE: Credit | Teri | Nov 9, 2006, 3:47 pm |
| RE: RE: Credit | 1who knows | Nov 9, 2006, 2:21 pm |
| RE: Credit | anonymous | Nov 9, 2006, 1:36 pm |
| Credit | M | Nov 9, 2006, 11:57 am |
| poor neighbors | Einstien | Nov 9, 2006, 11:33 am |
| 1 More Thing | 1who knows | Nov 9, 2006, 11:08 am |
| Poor People Should Pay More? | 1who knows | Nov 9, 2006, 11:02 am |
| RE: Poor neighborhoods don't make bad drivers! | anonymous | Nov 9, 2006, 8:04 am |
| Poor neighborhoods don't make bad drivers! | Average Joe | Nov 8, 2006, 11:38 pm |
| Shame on us! | Einstein | Nov 8, 2006, 9:17 pm |
| RE: RE: RE: Bad things happen to good people... | EB | Nov 8, 2006, 5:15 pm |
| RE: RE: Bad things happen to good people... | KLS | Nov 8, 2006, 4:56 pm |
| RE: Bad things happen to good people... | RJW | Nov 8, 2006, 3:32 pm |
| Shows you who is voting! | t | Nov 8, 2006, 2:50 pm |
| Bad things happen to good people... | KLS | Nov 8, 2006, 2:16 pm |
| Consumers | EB | Nov 8, 2006, 12:56 pm |
| Back to article | ||
Subject: RE: RE: Bad things happen to good people...
Yes, I *DO* need more information. I plainly asked for it.
Timely payment of bills is part of the equation, that much I know. However, I'm fairly certain income and income-to-debt ratio is factored into a credit score.
Again, I don't see how the inability to balance a budget is parallel with an insurance risk. Credit scoring has it's benefits, but I'm not sure how those benefits apply to common types of insurance.
Do credit scores specify whether slow/late payment is due to unforeseen circumstances or irresponsibility? It's unethical to assume that ALL bad credit scores are due to ignorance or carelessness with money.
If someone is a horrible money manager, does that automatically mean they're a bad driver? Prone to illness? Likely to make/cause unnecessary claims?
If someone has an excellent credit score, what can one assume about that person? Can we assume they're 'Safety Jones' behind the wheel? Can we assume with certainty that they keep the trees around their house trimmed and their sidewalks free of ice in the winter?