Posted On: August 13, 2009, 3:49 pm CDT

Posted By: Renee Bouvier

My healthcare insurance provider, Horizon BC BS of New Jersey, contacted my mother, while I was an inpatient in the hospital, to downgrade my Traditional Plan. Every time I entered the hospital as an inpatient this occurred without my knowledge and without my consent as a 35 year old woman, suffering from SLE. To make a long story short, the representatives of Horizon BC BS of NJ had my mother fill out forms to downgrade my insurance, where the anual premium rose to $29,500 with the apparent blessing of appointed and elected officials in the state of New Jersey. I was then forced onto an HMO with the same provider. When I attempted to use my insurance coverage with this HMO policy, the Horizon BC BS of NJ sent one of their representatives to my house to intimidate me into not seeking medical treatment. I am going to sue my now former insurer for millions upon millions of dollars for damages. If this causes my fellow citizens rates to go up -- good! As far as I am concerned, my fellow citizens have been nothing less than collaborators in this health care insurance ponzi scheme. The people in this country are extremely selfish in addition to being extremely complacent. If you don't want your premiums to become prohibitive, then revamp the system and put all of the miscreants profiteering off of your misfortune and demise in prison. Any healthcare executive with blood on his hands (and any doctors, employed by these healthcare insurance companies, denying treatment to patients) should serve long prison terms in a federal, maximum security facility with hardened criminals.