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Fires Over, But Calif. Should Assess Flood Risks
West News • October 30, 2007
Trusted Choice agents, along with the Independent Insurance Agents & Brokers of America (the Big "I") and IBA West, have teamed up to aid California residents in need in the aftermath of the ...
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| Subject | Posted By | Posted On |
|---|---|---|
| Fire Losses | Personal Lines Mgr | Oct 31, 2007, 6:55 pm |
| fire losses | clm mgr | Oct 30, 2007, 2:06 pm |
| Back to article | ||
Subject: Fire Losses
I am a P/L mgr and I have access to several companies fire contracts, most who follow the ISO forms. Under General Exclusions, Earth Movement, meaning loss caused by or resulting from, contributed to or aggravated by earthquake, landslide; mudflow..etc.. unless direct loss by 1: fire, ensues then the company will pay only for the ensuing loss (the fire). Where in your contract do you find any wording for coverage provided for mudslides/flood that results from fires denuding the landscape. Nor can I find anything referencing dead vegitation? Help.