Posted On: January 29, 2008, 2:18 pm CST

Posted By: wudchuck

but filing a claim?! how is that fair? why should we punish somebody because they want their car fixed. they purchased a policy for such a reason. but how does it compare, if the other person at fault, i filed a claim against the other party. yea, i filed a claim but not you say because i have low credit i would file a claim anyways.... where's the logic in that...this is why that does not correlate. how do you separate me filing a claim against my own company to fix my car vs the other company when they hit me?! this is why credit is BAD! here we go again, is the glass 1/2 empty or 1/2 full? now if i filed a claim and i might have bad credit, did i file that claim fraudelant? then credit would be an issue. i might use the claim check to pay for my other needs, which is ok, so long as i don't file another claim against the same scrape on my car. just remember, i did not fix my car w/the first payment. this is why credit can't be a good use of your driving skills. you keep saying poor credit i will more likely to file a claim to get my car fixed. is it more likely i have poor credit but a good driver, but i don't have the finances to fix my car out of pocket, i do have insurance that will whether i am at-fault or not-at-fault. if it's a parking lot hit or an uninsured motorist hit, i file a claim to fix my car but you had put me in a bad risk only because ----- my CREDIT.... don't that is correct. now for those living in PA, CREDIT is a major factor to determine company placement.