Posted On: January 30, 2008, 12:28 pm CST

Posted By: wudchuck

we keep always putting things in perspective of law of large numbers...but can we say that sometimes large numbers are flawed? after the needs of the one, sometimes outweigh the needs of the few or many! i work for a company and can see that we do look at it, but is it fair. no! remember the key issue everyone brings up is likely to file a claim -- likely ?! that is again like saying the cupe is 1/2 full and therefore we are not going to allow anyone else into the fold -- or we cud say 1/2 empty and there is plenty of room for others to join into the pool. how many folks now days have 1 - 4 thousand much less more than that if a larger claim, in the bank! truthfully, i think we are barking up a tree and getting everyone to fall down from the limbs to agree but in reality -- this really shud be looked into if claim is filed and poss low credit due to a false claim. but not for their driving skills. i know i keep saying the same thing, i think that credit is truthfully a poor example of someone's DRIVING Skills is where we try to judge a risk.