Posted On: July 7, 2008, 6:27 pm CDT

Posted By: Responsibilty Speaks

Bigots and the KKK are not friends of mine. Fortunately, for me I burnt my hand on a hot stove when I was 8...it was my fault as I had been warned previously... and found out it was a bad idea to do that again...that's where that responsibility thing comes in that people don't accept these days. It didn't have anything to do with the Bible. By the way I've been an agency owner for more than 20 years and always understood the risk of one is to be spread among many in the same risk category. If it weren't for underwriting, many risks would be paying an unfair share of losses. Just like kids playing in or around a lion's cage is a risk that is taken on by the kid, not by the city or the zoo. Same thing for building in an EQ prone area is the responsibility of the owner of the home, not the state.