Hi Joatmon,

Have you thought about hooking up with an independent agency that will allow you to own the book of business produced by you. It will be a lot easier to attract insurance companies when you have a book of business and you would not need an E&O insurance, they will provide it for you.

Can anyone suggest any good GA in Massachusetts?

I wonder if it would be better for a start-up agency to have a contract with a large, well established independent agency to write a business thru them? You can gain valuable experience and, at the same time, build your book of business in order to get a direct appointment and be fully independent. ...

mattbalt wrote:We pay 895.00 per year with carrier downloads.

Thank you for your response, Mattbalt. Another quick Q: Does it include all the modules, Accounting module, for ex.? And does it include all lines of business in this price - P&C, Life, Medical?

mattbalt wrote:Look in to Quickfile. We use it at our agency and it works great for a lot less than AMS and Applied.

What do you pay for Quickfile?

I have few questions about AMS 360 on-line system:

1. Can you download customer data from Insurance Quote forms into the system?

2. Can you upload customers data from AMS 360 into the Insurance company's database?

3. What is a setup fee?

4. What are the monthly fees?

Thank you.

What kind of contact info do you provide?

- name?

- address?

- email?

- cell phone number?

- something else?

all of the above or one of the above?

Thanks, Porter. Indeed, how do you accommodate clients who live far away - you cannot unless you provide some means of electronic media.

MLight, No insurance companies do not want your "emailed" application from an "unlicensed producer" for a client you have never met for coverages you have not inspected, etc. etc. etc. Stay in your current field, computers. or whatever. Sorry, you misunderstood me ... what I mea...

I would like to know a personal experience of Agents in any particular State - have you ever excepted an electronic application for a new personal (auto, homeowner) insurance? Is it allowed in your state?

I'm relatively new to this business, so I don't know exactly how the whole process works. I have several questions of the basic Agency's procedures: 1. Does an Agent have to meet a client face-to-face in order to conduct a NEW business or a client can submit required data electronically (by email or...

Anyone is using the superioraccess.com? Your opinion, please.

Rob wrote:I believe a C corp would work well.

Thanks, Rob. Is it C corp structure involved in double taxation - on personal and corporate level?

What corporate structure ( C corp., S corp., or LLC) would be the most efficient for the small (2 people) startup agency?