The way I understand it is that if a mechanic is working on a car servicing a timing belt and does not install that belt properly and engine damage results in the bay- this, typically, is not covered under completed products and operations as this loss did not occur "away" from premises. I...

What is the difference between mechanics E&O vs Completed Products & Operations? Where is the gap that needs to be filled? I am 6 weeks young, please advise- Thanks in advance for all your input.

Well d you said it. I have been told exactly what you spelled out. I am trying to special in automotive risks; repair, body, dealerships, parts, etc. I guess the next question is how do I position myself to build relationships with those I need to talk to. Should I join their trade groups or associa...

As a new agent I am finding it incredibly difficult to keep motivated on the phone; hang ups, rude comments, run-a-rounds, etc. There has got to be a better way. I am looking for a more effective phone script/guide or more effective way in general to get new leads. I would appreciate seeing the scri...

I have heard it said by several agents from various classes or agencies, "I am going to buy a book of business." I am wondering how I could purchase a book of business, where do I go to find those that are available, how do you evaluate fair market value, what are the legal entanglements i...

When I managed my auto shop this type of story would occasionally be passed around many of us simply installed a low cost camera system which helps to prove if the damage could have been done in the lot or not. Many systems of 4-6 cameras are more than sufficient for this and can be purchased for ab...

The answers that have been provided thus far has offered great insight. Thank you! Please keep 'em coming- I anxiously await the day I can return the favor and offer assistance to a new agent in my shoes or to any of you.

I am a new agent with limited knowledge and experiance in general (I passed the test and this is my second week). I was told by the Agency Principal to find and focus on a niche- based on my prior background I have selected Auto Repair shops- I have spent the last 10 years in auto repair and 3 of th...