Dave Ramsey is great. I listen to him all the time. Very sound financial advice.
The only thing that bugs me about him, and yes I do sell life insurance, is that he sometimes speaks as though getting a Term Life Insurance policy is a walk in the park. This may be the case for a small percentage of people, but if you have health issues it can be a challenge. It is like finger nails on a chalk board when he says things like " Go get your self a cheap Term Life policy, maybe $15 or $20 a month. Its super cheap" etc, etc. A good agent knows that there is much that has to be done in order to get an accurate quote!
Almost everyday I get the following scenario: People call me , I work up a Term Life quote and they are stunned that it is not the $15 or $20 a month policy that they keep seeing or hearing about on the TV or the Radio. "Tom, I want the $15 a month policy I hear about , do you sell that?"
The bottom line is, no two cases are the same and making a broad general statement about obtaining life insurance could be handled in a better way.
M2 Insurance. http://www.m2insurance.com