I believe that Reeder posted the exact same message, absolutely verbatim, in another website regarding the NAA. Seems like a copy and paste indicative of some bad blood...Interestingly enough I have a buddy of mine who recently joined the NAA and made $4,000 his first weekend. Admittedly, he does pay for leads, however, as he explained it to me, you can purchase "new leads" for $20 or older leads at a lower price. He said that he paid $5 for his leads. Most of the complaints that I have seen have to do with buying leads. I have been in the P&C industry for 10 years and have always paid for my leads. Whether you have a mailing campaign or an appointment setter you are usually purchasing leads. Unless, you rely solely on picking names out of the phone book, you are spending money on a target market..(Wow, target marketing...interesting, interesting) Now, it would be ridiculous to believe that I am the only person who would approach a perspective client. As a broker, it is also assumed that another broker may represent the same company that I might propose to a perspective client, so this begs the question where is the rub? It has been my experience that there is no single map to the buried treasure; most who believe that are the same people looking for the next get rich quick scheme; spending massive amounts of money on infomercials and then throwing their arms up when they did not become an over-night success. SHOCKING. The other complaint that I see is the pyramid element whereby managers are getting rich over your success...hmm, sounds like every corporation in America. Let's see if you worked for Xerox and your sales team was very successful, doesn't the manager of your team get a bonus, and his manager?? Wow...novel..If you are making money and successful, and you are not paying for the success of your manager, other than your leads and your hard work for which you are compensated, then why do you care? I am perplexed that this is an issue. I have also read complaints about charge-backs, this is when the insured decides to cancel a policy and you must return some or all of the commission paid. This is another common occurrence in the world of insurance. Now, this can be addressed by first, a better product; second, a better sales job up front or third, better service along the way. I am not sure how the company approaches service, so I can't speak to that issue, but charge backs are again part of the industry.
I can only surmise that it is the unsuccessful, or those that don't want to work hard who are complaining the loudest; which is usually the case. Anyway, I am following the progress of my friend closely as I work toward securing my life/health license. But, I thought that I would widen the perspective on the issue since it seems that most of the posts have a narrow view of the opportunity, and frankly some pretty baseless complaints...And no, I don't work for the company since I don't have my life license...

