The best two online markets for Independent Agents are (1) Insurancenoodle (www.insurancenoodle.com
(2) Agentsecure (www.agentsecure.com
). Both of these have all the standard markets you would ever
need for small commercial and I believe they both have personal insurance as well. Companies like
The Hartford, Zurich, Travelers, Safeco. They do charge a small fee, but it will be well worth it to get started
and have markets. You should also join the Independent Insurance Agency group in your area, or at least
go to a few of their meetings. You will meet underwriters & MGA's galore in your area. I have always been
an Independent Agent..I believe it is better...you have more choices and you don't have to worry about having
your only contract taken away, you will end up with lots of carriers and won't have to worry that the only one you have
has left you high and dry. I have known others through the 30 years I have been in the Insurance business, left
high and dry by the same company you mentioned as well as other Direct Writer/Captive Insurance Companies.
I call that putting all of your eggs in one basket-now that's scary to me!
Good Luck, I know you will do well.