Personal Quake Insurance - CA

[mightyquinn]

Looking for quake markets to cover personal residence in CA.
HO value [Travelers] $438,000.
Know of Geovera, Pacific Select, Pacific Specialty, Axis and the CA Quake Program.
Any others? If so, how to access?
Thanks.

[LadyBroker]

Think you pretty much have the available markets covered. From what I have seen of the carriers you mention, the pricing is pretty much the same across the board. Good luck!

[wariline]

Another stand alone carrier is Fideility National Ins. Co.

[mightyquinn]

Thanks for the comments. Curious about Fidelity National. How are they accessed?

[wariline]

Fidelity gives direct appointments to retail agents, not sure if you can access them through a GA or not. Their rates may not necessarily lower than Geovera or other carriers, but they have pretty good coverage. Their "preferred" program includes contents at 50% of Cov. A.

[hm3571]

Fidelity National writes stand alone EQ up to 750K, you can call (800) 849-6140 and ask for a Regional Sales Manager for your area. Fidelity gives direct appointments. The coverage is better than through the CEA using their Comprehensive Plan.

[mightyquinn]

The home on which I am arranging Quake insurance is value at $8,000,000.
I'm told that the incumbent insurer is the Firemans Fund at a 22 cent rate.
That sounds fishy......not only the rate but the fact that the FFund writes a quake policy on an $8MM home.
Does anyone know if this is possible?
Thanks.

[LadyBroker]

Firemans Fund will write quake on high value dwellings, so will Chartis/Lexington. Depending on where your risk is located, and the deductible that FIremans Fund is offering, it's very possible the premium is what they are telling you. Markets on the E & S side of the world who consider single family dwellings would include Essex, QBE, and for larger homes (like this one) Mt Hawley.

[robmejia]

Try visiting buy quake. They have an instant quote page that allow you to get your required info instantly

[scsinsurance]

Try visiting buy quake. They have an instant quote page that allow you to get your required info instantly

Can you tell me where is that quote page? because i found that but i couldn't saw.

[BestCarCoverage]

Thanks for the information guys, something I am looking for currently, so a nice help.

[JAM]

If Travelers is writing the Home why not add the earthquake through them? They offer it on new business and afterwards every other renewal. Outside of this i like Geovera,