BJ, Will Graham and D's Insurance Store are giving you truthful feedback. DM 307799 is not giving you feedback on the Farmers that I knew for over 11 years as an agent when I left FIG in 2010. Things have only gotten worse for Farmers agens since 2007. DM seems to be spouting remarks from the PR department. Do your research, look at http://www.ufaa.com
in the public bulletin board section. Look at another Farmers comment board for current and past Farmers agents at http://myinsuranceworld.proboards.com/index.cgi
. Look at the facts.
You have been given pearls of wisdom from posters here that do not have a dog in this fight. But I will leave you with one thought: IF being a Farmers agent is a worthy path, then WHY are so many agents leaving Farmers after 3,5,10 and 20 years?(Think about this.) Farmers seems to be a "starter kit" for agents to enter the Independent Agency system. Have you thought about contacting a local Independent agent to work under their wing to get started? With Farmers, and all the "Captive" companies, YOU DO NOT OWN YOUR OWN BUSINESS. ALL YOU OWN IS THE DEBT. Think about it. It is not this way on the Independent side. There is also a copy of the recent Farmers Contract(May 2009) on the UFAA board.
Find it here: http://www.ufaa.com/page/PDFS/New-Agent ... eement.pdf
Be wise, get an attorney to read this contract WITH you BEFORE you sign up with Farmers. Before committing yourself for 5 years, as well as committing thousands of dollars on marketing and building up a subsidy debt that you will have to pay back, do some deep thinking. Do not take this lightly. Good luck.