National Section

10 Things to Know About Small Businesses

The most common insurance policy for small businesses is the Business Owners Policy (BOP). Small- to medium-sized businesses must meet certain criteria to be eligible for a BOP. Eligibility factors often include the number of employees and size of the …

Industry Trends to Exploit for 2015

It’s time to get out the crystal ball to think about what trends might help or hurt the agency in the coming year. By being proactive and strategic, agencies could stay ahead of the competition. And if today’s trends can …

Top 5 Professional Liability Issues for Accountants to Watch in 2015

As insurers look to 2015, they need to be aware of the evolving exposures within their clients’ professions to help avoid professional liability claims. The following is a list of five top areas of concern that we are advising CPA …

6 Juicy Excuses for Why Your Agency Didn’t Grow Last Year

It’s a brand new year. Hopefully last year’s numbers were where you wanted them to be: solid growth, increased revenue and expenses under control. But for those agencies that didn’t add to their book, there’s always an excuse or six. …

E&O Insights: Key E&S Issues Agencies Need to Know

Regardless of whether the market is hard or soft, for agencies to be successful will typically require that they have an active, ongoing relationship with at least a couple of excess and surplus lines (E&S) wholesalers. The E&S industry has …

Google Poised to Enter U.S. Auto Insurance Market

Giant search engine Google, which already offers auto insurance online in the United Kingdom, could soon be selling auto insurance online in the United States. Google Compare Auto Insurance Services Inc., its online auto insurance shopper, has been licensed to …

How One Broker, CGSC, Is Navigating Stages of Entrepreneurial Business

Entrepreneurial organizations go through stages of growth, says the chief executive of one of the world’s largest wholesale insurance and reinsurance brokerages. Toby Esser, CEO of Cooper Gay Swett & Crawford (CGSC), says his company went through many transitions in …

Is 2015 the Year for Cyber?

For several years the insurance industry has talked about a pending surge in cyber insurance sales. And while cyber insurance appears to be trending up some say that “surge” has yet to come. That may not be the case for …

Sharing and Cyber for Small Biz Risks

If you write policies for small businesses, there are two big stories for 2015 that you should be tracking: the trajectory of the so-called “sharing economy” and the rise of cyber liability. In 2015, these two forces will have a …

Declarations

TRIA Renewal “This reauthorization was essential and restores much-needed certainty to the insurance industry here in the Insurance Capital.” —Connecticut Gov. Dannel P. Malloy on the reauthorization of Terrorism Risk Insurance Act (TRIA). The 114th Congress this month voted overwhelmingly …

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