National Section

Calculating Business Interruption Losses

Insurance broker Beecher Carlson has launched a cloud-based application called CyberSelect BI Vision to help educate policyholders on their exposure to business interruption losses from cyber risk. The app is a cyber business interruption calculator that helps companies analyze and …

Playing It Safe

Feeling old? Risk-averse? You’re not alone. It’s been 46 years since Woodstock, which drew 400,000 young people to upstate New York for three days of free music and art in 1969. It was a defining moment for the Baby Boom …

How Wearable Devices Could Interrupt the Insurance Industry

Nearly 50 years after Captain Kirk began using his wrist communicator on the television show, Star Trek, wearable technology is taking hold. From Fitbit and Nike Fuelbands to Google Glass and Golden-I, the technology is influencing how people live and …

The $6 Billion Medical Liability Epidemic: Data Breaches

Cybercriminals are out to get the healthcare industry. Healthcare facilities and professionals are facing a surge in data breaches, security incidents and criminal attacks that are exposing millions of patients’ medical records to abuse and medical providers to liability. Perhaps …

Texas Case Highlights Tensions Over Telemedicine

A federal judge has determined claims made by the Texas Medical Board in adopting new telemedicine rules were “suspect” and barred the rules from taking effect until a civil trial can be held. The ruling by U.S. District Judge Robert …

P/C Direct Premium Written Up 4.5 Percent

Direct premium written (DPW) for property/casualty insurance companies continues to increase. At year-end 2013, nearly $546 billion of DPW was reported, which was an all-time high for the industry. For 2014, total DPW for all P/C insurers aggregately increased 4.5 …

10 Things to Know About Personal & Commercial Umbrella

A personal umbrella provides an additional layer of liability coverage above and beyond the liability limit in auto and homeowner policies. Coverage starts at $1 million and goes up from there. —Bill Gatewood, corporate vice president and director of personal …

How Well Do Your Producers and CSRs Really Get Along?

To foster growth, property/casualty agency managers need to actively encourage their employees to achieve a desirable level of mutual trust and respect. In some offices there is a professional chasm between job positions and departments. Its depth varies by agency, …

Additional Insured Endorsements in Construction

To get on a job, contractors often have to show proof of insurance and name the individuals hiring them as additional insureds on the contractors’ commercial general liability (CGL) policies. By doing this, the individuals hiring the contractors hope that …

It’s Time for Congress to Prepare for Hurricane Season

Thousands of Americans have been working to prepare their homes and businesses for this year’s Atlantic hurricane season which began on June 1, so why isn’t Congress taking steps to get its own house in order? Members of Congress can’t …

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