National Section

Teens and Distracted Driving: Get the Message Campaigns

Driving my children to school each morning it’s hard not to notice the number of parents attached to their cell phone. While state law prohibits cell phone use in school zones and city law prohibits cell phone use entirely unless …

Minding Your Business: Producer Compensation – What’s New Today?

Designing a good and motivating producer compensation model does not need to be a mystery. The bottom line is to pay what can you afford to pay, for what you are providing the producers, and be in line with the …

Reinsurers See Rate Stabilization on the Horizon

North American reinsurers may soon see some rate stabilization after a prolonged period of declining premium rates, as they deal with a supply-demand imbalance that has weighed on returns, according to executives at the 2016 Bermuda Reinsurance Conference co-hosted by …

2016 State Specialist P/C Insurers Revealed: Demotech

The Demotech Company Classification System categorizes insurers into one of 11 categories based on an analysis of data reported by companies to the National Association of Insurance Commissioners (NAIC). The 11 categories that comprise the system are Nationals, Near Nationals, …

Special Report: Agency E&O: Treat Yourself Like You Do Your Clients

How to Buy E&O You Would Recommend  Independent agency owners spend their entire careers worrying about the risks and exposures of others. Managing the risks of their own agencies can take a backseat to helping their clients. When it …

Declarations

Driver’s License Smear “This is just an ill-informed and incorrect attempt to smear the governor’s initiative to end the dangerous practice of issuing driver’s licenses to illegal immigrants.” —Ben Cloutier, a spokesman for New Mexico’s Taxation and Revenue Department, slammed …

The Competitive Advantage: Are Your Companies Stealing Your Expirations?

Three times in three months now, I have seen major carriers “provide” contracts that in some cases outright take ownership of agency expirations and in another case only take an “interest” in them. I’ve seen it with both P/C and …

Business Moves

Verisk Analytics, Analyze Re Data firm Verisk Analytics Inc. has acquired Halifax, Novia Scotia-based Analyze Re, a software analytics provider for the reinsurance and insurance industries founded in 2013. Analyze Re will become part of Boston-based AIR Worldwide, the Verisk …

New Markets

My New Markets is brought to you by Insurance Journal’s sister website: www.mynewmarkets.com Need a Market? Find it. FAST. Vacant Property Market Detail: American Modern Insurance Group offers a special policy for those properties with vacancy of up to a …

Spotlight: 10 Things to Know About Habitational/Dwellings

”Provide a good habitational supplement and loss history with your submission. Thorough underwriting information is key to getting a quick turnaround and a competitive quote.” — Gabriel Derzhavets, Roush Insurance Services Inc. “Do your research on the location. Look it …

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